Thank you for the detailed reply.
Sorry for not indicating the exact dates.
I started under the HDHP on July 1, 2019. My wife's FSA was open until Dec 31st, 2019. So I don't think we benefit from the last month rule, since, we had valid HDHP coverage on December 1st of 2019 and my wife was also covered by the FSA at the same time.
I came upon the 8889 form during the federal review. Editing of the 8889 form came up on my To-do list as "needs review."
There are three questions in the 8889 form that I am being asked to answer:
1. Indicate the type of coverage held under a HDHP during 2019 - No entry, self-only, or family
2. December plan type - No entry, none/covered by Medicare, Self-only, or family
3. Line 12B - Excess withdrawn after the end of the year - (currently listed as the amount I asked for as an excess contribution withdrawal, but turbotax says that there should be no excess employer contribution).
My true situation would be:
1. Family
2. Family
3. Excess contribution amount that I am withdrawing in 2020 due to my not qualifying for an HSA in 2019 due to my wife's FSA.
If I leave No entry for either of the first two questions, it says that I need to come back to it later. If I leave the amount in line 12B, it says that I need to come back to it later.
I had originally done everything that is recommended in the first answer on this message thread, and seemed to work out fine, until federal review when it is making me edit the form 8889 to file.
