If you "miss the boat" as you say then yes, the payment is credited on your next year's tax return. However, the IRS still has many payments left to process and expects to continue processing payments throughout the rest of 2020 so there is still hope that yours will show up.
You're correct, though, that there isn't a whole lot that can be done at this point aside from waiting and continuing to check the IRS site for any new updates there.
I certainly hope that your job search is successful soon and things improve quickly for you!
@ateohtax
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