@danhart1957
ADDENDUM:
In addition to my answer above, here's a tip. Be aware that if she chooses to pay the 24.99 fee fee out of the Federal refund, there is an additional 39.99 service fee (44.99 for California filers where it is bundled as "Premium Services.") To avoid the service fee, she needs to pay the 24.99 upfront by credit/debit card.
