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Wow Catina! Thank you so much for helping me. I never expected such a quick response...

 

Of course the answer is terrible and I don't understand. I was eligible for half the year and don't think its fair that I have to pay  back the credits i was entitle to especially since I reported the life change myself. Any suggestions on how to reduce what I have to pay back?

 

and moving forward and I think I know the answer to this but since I paid several months of the full premium and I  received no tax credit then can I report that amount paid as a health care expense and deduct it?