@tdo061803 so what you are saying is that your friend (a) was in the USA working on a work visa / J visa or (? ) and has SSN ( not ITIN ); (b) she had a bank account in the USA which is still active; (c) now she is back in her home country ( or foreign land). Just because she was issued a SSN , it does not make her into a Resident Alien. She should have informed SSA that she has left the country to deactivate her SSN -- suggest do that ASAP ( so it cannot be mis-used , unless she plans to come back soon ). The bank should be told that in fact she is a NRA and therefore they should be asking for W-9-BEN and withhold as required for NRA
Does this answer your query or do you need more help ?
