I am in the EXACT same boat. We owed taxes in 2018 so I never put in my bank info. Can't file for this year because they never sent my husband his pin and we can't call and he doesn't have any of the info for the Retrieve Your Pin on the site. Everytime I check Get My Payment it says Status Unavailable Cannot Determine Eligibilty. I'm so behind on bills I need that stimulus check!
