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So what you're saying is that because I didn't sign onto the IRS portal and update my direct deposit information in a timely manner, I now have to receive my refund in the form of a check? I kept trying to change my info but it kept saying the whole dollar amount I was entering was incorrect, which it wasn't and locked me out for 24hours. This is blowing me and really starting to get under my skin. I can't say what I really want to say.