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@berger87, check the second page of your 1040. Look at the direct deposit information, there will be a routing number and account number. Compare it to your Turbo card routing and account number. This will tell you if a 3rd party financial institution came in to play. But, if it matches your Turbo Card account and routing, there is no reason I see that would make it so the funds don't go on the  card. I AM NO EXPERT, this is just what I know and understand about banking from working in the field for 5 years.