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even better than that the stimulus payments are an ESTIMATE of what you are due using the 2018 or 2019 (whichever is available) to do that estimate. 

 

Then when we all complete the 2020 tax returns in 2021, we will calculate the ACTUAL based on what is on the 2020 tax return.

 

if that actual  is GREATER THAN what was estimated (eg your income was high in 2018 / 2019 and you didn't get a stimulus check, but low in 2020), you will get that additional rebate when you settle your 2020 tax return.

 

if that actual is less LESS THAN the estimate, you are not required, by law, to return the excess money.