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Thanks KrisD 15 for  the quick reply.

1) Yes,  I was told even if she was  counted as  my dependent and made less than $4200, she would still file return so she can get her  small refund if any. Is that correct ? 

2)  I am  confused because when   I applied online for Healthcare.gov, the system didn't add or count her income to mine because she  made less than  2019 poverty line  for single of $13,000 as they told me.  Now her income is coming a factor in 1095A  which could affect  and lower the  Healthcare subsidy amount I was qualified  for.  Please confirm.