You stated that "you could amend your 2018 return, take the hit in 2018, then the issue would be moot for 2019" and "the fix involves paying income tax and a 20% penalty in 2018". Great how can we do this? I have tried to amend the 2018 tax return but not able to fix it to pay the 20% penalty. What needs to be done with the amended 2018 return in the Turbo Tax 2018 Deluxe version to accomplish it?
