I read you can contribute to your 2019 IRA up until July 15 2020. But Turbo Tax has an option for 2020 contributions. It doesn't seem to benefit me if I increase that contribution. Meaning no decrease in tax owed. However, any addition under 2019 IRA contributions does decrease my "tax owed." Can I just add all my contributions from 2019 and 2020 under the 2019 contribution option?
