I got my green card/work permit in April 2019, and got a part time hourly job and was not able to afford health insurance. Starting in August I got a full time job and enrolled in employer plan. I looked at NJ exemption forms but they look for annual income to qualify for exemptions and I am just over the exemption limit due to the income I received in the latter half of the year (when I already had insurance).Can someone please advise how to get a waiver for Jan - July? Thank you.
