According to the IRS, the Internal Revenue Service will send the check to the bank account number you used for the direct deposit information included on that return (2019 or 2018 if you did not file a 2019 return). Or, if you did not include direct deposit information on your tax form, the IRS will mail the check to you at the address you included on your tax form.
Since the card has a routing & banking number it should go on the card if it is active.
