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Get your taxes done using TurboTax
Plan B is this:
If your employer actually put the money in the HSA AND it is still there AND if you have received the excess HSA contribution error message in TurboTax, then do the following:
1. Tell TurboTax that you will withdraw the entire excess (that 2019 contribution) by April 15th (which is now July 15th, but no reason to delay).
2. Call the HSA provider and request the "withdrawal of excess contributions" (use this phrase). They will send you a check out of your HSA for that amount.
3. TurboTax has already put the amount of the excess as Other Income on Schedule 1 (1040), but it's OK, because you are getting the income from the HSA custodian.
4. Early next year, the HSA custodian will send you a 1099-SA with the distribution code of '2' and an amount in box 2 reflecting the earnings that the excess earned in 2019. TurboTax will add the earnings to Other Income on your 2020 return.
5. And you'll be done with this!
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