@tc51 wrote:
The 2018 contribution was filed as a Roth IRA contribution....
Not actually, since Roth contributions are not reported on a tax return - only Traditional IRA contributions are. The only thing that could affect a tax return with a Roth contribution would be the addition of a 8880 (Savers Credit) form if you qualified for the credit, but an equal Traditional IRA contribution would add the same form - so no real difference.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
