That's correct. If you do no a credit card with a US address, you cannot pay and file. However, you have options. You can either ask family or friends who have the credit cards with US billing address to pay for you. Or you can choose to use your refunds to pay for the fees. See the related links below:
https://ttlc.intuit.com/community/payments/help/can-i-pay-my-turbotax-fees-with-a-foreign-credit-or-...
https://ttlc.intuit.com/community/refunds/help/can-i-direct-deposit-into-a-foreign-or-overseas-accou...
If the above methods do not work, you would have to paper-file your tax return. (by certified mail)
@EZ1973
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