@dangle43 asked: "Why am I charge $45 on top of state and federal filing charges?"
Are you a California filer, and did you choose to pay your product fees out of the Federal refund? If so, in California that "pay out of refund" option automatically adds "Premium Services" bundle at $45. Features of Premium Services include the ability to pay your fees out of the Federal refund, Audit Defense, ID monitoring/restoration, priority care, etc.
If you haven't yet completed your order, and don't want it, you can remove Premium Services and pay upfront by credit/debit card and thus avoid the $45 fee. Here's how:
To remove the $45 fee you have to first remove Premium Services and then pay your product fees upfront with credit/debit card or a prepaid debit card you can buy in store. See the following:
FAQ: How do I remove Premium Services? (California filers)
