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OK, thank you. It makes more sense.

 

So since I also have interest from that bank, I will put down Schedule B, line 1. And it seems as if there is no way for me to explain the $105,000 in that bank, correct?

 

I did end up getting a tax return (overpaid my property tax in that foreign country) to the foreign bank account. I know I can write it in Form 8938, Part III, 1g. Is there any line or schedule I can match with that?