So just to follow up; I am low income. I made about $26000 total last year working at a grocery store. My folks, God Bless them, gifted me $6000 to put into a Roth IRA since the living expenses where I live are too high for me to get the money from my own salary. You are saying that since the money came from my parents, and not my own compensation, I am not allowed to claim the Savers Credit?
