You are legally entitled to what the account agreement says that you are entitled to.
Read the account agreement (including the fine print).
We cannot give legal advice. If you think you have a legal case then consult your own attorney for legal advice.
What the financial institution did is standard industrial procedure and happens all the time. That is why I always advise people that must take RMD's (Required Minimum Distribution) at age 70 1/2 to NEVER leave it to the end of the year or it probably will not get posted until the following year and that becomes a missed RMD that is not easy to fix.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
