My question is, is there a form that has to be submitted with my tax return when I have qualified for the exception for the student loan discharge? I received a reduction in 2019 and am filing my 2019 taxes. From what I understand, the TPD discharge amount is not considered a cancellation of debt income but an exception ( https://www.irs.gov/taxtopics/tc431 ). That would mean it would not /should not be reported on Form 1099-C which is a cancellation of debt form correct? Does this mean I simply do not report it? I did not receive any form from the grantor.
