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Same question but:

 

- 22 year old child is in graduate school pretty much year-round (trimesters)

- In addition to my support of him, he has secured various student loans to cover tuition, some living expenses, etc.  I realize that scholarships and grants do not count as providing their own support but how about these student loans?  If they do count, I presume that my support of him needs to exceed these loan amounts?