You have to pay the state separately, either by mailing them a check or authorizing a bank account withdrawal. A federal refund can’t be used to pay a state tax debt, they are separate and just don’t interact that way. Then, your federal refund would be the full amount, minus TurboTax fees if that is how you choose to pay the fees.
you can specify any day you like to pay the state tax that you owe, up to April 15. So if you selected a late date to pay the state tax, or if you selected mail a check, you would not have to pay the state until after you have the federal refund.
