This sounds like it could apply to my situation. I have long term care ins. I have a Caregiver. My LTC pays me and I then have to pay my Caregiver. My plan gives me a 1099LTC but nothing to my caregiver. My caregiver is a friend not a business. But I guess now she has become self employed?? ? I am not a business either. But since I am the one who issues her the check do I need to give her a 1099misc?
