Ok, thanks for the clarification on not being to import both our previous returns.
Not the right place to discuss MFJ vs. MFS I guess, but I'd argue that MFS being better isn't that rare. Suppose one of us can exceed the standard deduction, but together we don't ? Suppose her much higher AGI (I am retired, she is well-paid) kicks us both into IRMAA (higher Medicare premium for high-earners) but separately only she is IRMAA ?
