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Thank you again, I'm finding this so helpful, and it's validating what I thought should be occuring.

 

I did choose to take the whole $488 by myself, and it was all done after my 5498 SA and 1099 SA were produced, so effectively, "when turbotax told me to".

 

I didn't ignore the question about the $488 allocation because it won't let me ignore it, so I assigned it all to myself, since ultimately I took all $814 from my HSA as an excess contribution.

 

I did see both 8889 forms in my turbotax preview PDFs, and neither shows the $814 on line 14b, and that's why I'm concerned. The only place I see $814 in the entire PDF is on the "Schedule 1: Additional Income and Adjustments to Income" on line 8 Other Income it says "Form 8889 Health Savings Accounts" and lists $814.

 

On both my 8889 form and my wife's 8889 form, nothing in 14b. I would expect to see it on mine.