I over contributed to a traditional IRA in December 2019. I noticed the over contribution in February 2020 and submitted an IRA Excess Contribution Removal Form. The excess contribution and the earnings have now been returned to me, but it is my understanding that I must pay taxes on the earnings on my 2019 tax return. I called Vanguard & they said that I won't receive the 2020 1099-R for the earnings until 2021. How does Turbo handle reporting of the earnings on my 2019 tax return if I don't get the 2020 1099-R for the earnings until 2021?
