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But why did it not ask the question, for all those who had marketplace insurance it is a required form.  I remember the program asked if I wanted to do it with all the questions and I answered "yes".  You people need to tell everyone what the fix is now,  do we amend when available or what.  This also can affect your refund!  The 8962is a very complicated form any many will not get it right, this is why they come to you.