I have a Roth IRA with American Equity Investment Life Ins Co that I transferred from Fidelity ROTH IRA in October 2012. I started taking monthly annuities/distributions one year later. TurboTax asks if I owned any Roth IRA before 2015. I answered Yes. It then asks if I withdrew from my Roth IRA before 2019. I don't know how to answer this question. I have not put anything more into this account and I only take the monthly annuity/distribution. Is this the same as a withdrawal or is a withdrawal different from a distribution? I am very naive on this stuff so you will have to dumb down your answers. Thanks ahead of time!
