Hi macuser_22, thanks for your response. I am still having trouble processing this idea. I got to the part where it is asking for my prior year Roth IRA contributions.
Let's say over the past 5 years, I deposited 20k. Now my account is worth 22k total (gains/earnings).
I withdrew the full 22k, so there is technically nothing left in my Roth IRA, so I put "0" for the contributions that remain in my Roth IRA.
By doing this, it is implying that I took everything and thus have 22k in extra income, however it is not counting my own 20k worth of contributions over the year. I don't think this is right. Any help?
