@bicknell
I am sorry to tell you, but my interpretation (and the interpretation of all the tax professionals here at TurboTax) is, in fact, the correct interpretation.
Many tax professionals never read the actual tax code and don't realize what it says; instead they rely on Google searches and see opinions that seem reasonable but which are, in fact, mistaken.
"There is no way they could get a deduction for the HSA contributions that my company made for me."
You misunderstand what the Tax Code is saying. It says:
"No deduction shall be allowed under this section to any individual with respect to whom a deduction under section 151 is allowable to another taxpayer"
"a deduction under section 151 " refers to the ability to claim a dependent at all, not to claim expenses that the dependent made. This sentence is not saying that your parents can claim your HSA contributions, only that you cannot claim a deduction for HSA contributions if someone can claim you as a dependent (whether or not they do is immaterial).
I do not know what other tax software companies do; I can say only that the credentialed tax professionals at TurboTax all agree that this is the correct interpretation and, unlike others I suspect, have provided references to the Tax Code to support our interpretation.
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