Defined benefit plans are almost non-existent today. Almost all retirement plans today are defined contribution plans (I will change my above post accordingly - then was my mistake).
But in any event you are NOT required to *report* ANY RMD. Nothing about a RMD whatsoever goes on a tax return. The ONLY purpose of the question is to protect you from not taking it if you are required to do so. (And not allowing any part of a RMD to be rolled over).
I agree completely that there are some situations that the questions simply does not apply to, but this has gone to the TurboTax developers more times that I can remember, over many years, and they always decline to change anything.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
