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Has anyone experienced the reverse of this issue? I had a salaried job Jan.-March. I left and went part time so I was making much less and I used the marketplace for a policy April-Dec. I actually made less money than I estimated for the tax credits but after filing my 1095-A, it says I owe $800 back in tax credits because I made more money than I estimated since it is including my wages from Jan.-March. Can someone help?