THe bottom line on your situation is this. Annuities can be set up many different ways. As the beneficiary recipient of the annuity, if anything is taxable, then you will receive a 1099-R showing you the taxable amount in box 2a of the 1099-R. If box 2b is checked instead, then what if any taxes have to be paid, will be determined by how you answer followup questions in the TurboTax program.
So the fact is, there really is no way for anyone (including you) to know if this is taxable or not, until you receive the 1099-R for each annuity you now own.
Now if you haven't received a 1099-R for all of the annuities you now own by Feb 15th, then you should contact the administrator of that specific account and enquire about it. Could be, they don't have the correct mailing address to send the 1099-R to. Not receiving the 1099-R because the sender had the wrong address is "NOT" an acceptable reason for not reporting it, to the IRS either.
