I signed up for a HDHP plan effective 1/1/2020 and I changed my payroll contributions in late December thinking they would be effective in January 2020. Unfortunately a deduction was made to my last check in 2019 and now it shows up as a HSA contribution on my 2019 W-2. I did not have a HDHP plan in 2019. Would this be considered an excess contribution, and if so how can I go about getting it corrected? Also, how should I report this in TurboTax? Thanks
