dmertz
Level 15

Get your taxes done using TurboTax

The numbers in boxes 14 are irrelevant.  CASDI is not part of your retirement contributions.

 

In addition to you being under age 50, I'll assume that you do not meet the 15-year service requirement to be able to make a special $3,000 catch-up contribution to the 403(b).

 

In total you have $28,000 in excess contributions for 2019.  The maximum permissible combined elective deferral and Roth contributions to the 403(b) is $19,000, and you are $10,000 over that, so by the April 15 deadline you'll need to obtain returns of excess contributions totaling at least $10,000 (depending on how much return of excess contribution you obtain from the 401(k) at the other employer) from the 403(b), either from the traditional account, the designated Roth account or both, accompanied by any earnings attributable to the returned excess contributions, calculated by the plan administrator.

 

The amount that you must obtain as a return of contribution from the 401(k) at the second employer is $18,000 minus whatever amount above $10,000 you have returned from the 403(b) so that your total contributions to the 403(b) and 401(k) do not exceed $19,000 for 2019.  If you choose to have only $10,000 returned from the 403(b), the entire $18,000 will need to be returned from the 401(k).  Whatever amounts are returned from the traditional accounts will be includible as income on your 2019 tax return.  Any earnings distributed with the returned contributions will be taxable on your 2020 tax return.