I contributed $4000 to my Roth IRA in previous years, and an additional $1000 in 2019. Later in 2019, I withdrew the entire $5000. I received a 1099r from the custodian which shows $5000 as the gross distribution, and code "J" in box 7 (I am under 55 1/2 years old). My understanding is that no portion of this distribution should be taxable since it was all contributions and no earnings, but TurboTax only asks me about amounts contributed prior to 2019, so it is calculating a tax payable on the $1000 contributed in 2019. Is this a problem with TurboTax, my 1099r, or my understanding of the rules? Thanks in advance!
