Get your taxes done using TurboTax

Thank you.  I have read through the publications prior to submitting the question.  I do appreciate the assistance and quick responses!  I am not a business owner.  In filing of my 2018 taxes, I had no estimated quarterly pre-payments due during 2019.  When I sold stock in 2019, I set aside some funds to address taxes; however, as like most loyal citizens....I'd prefer to keep my money until the last possible moment (eg:  I'd rather have interest in my account rather than the government having interest on it).  Regardless, the estimated tax question is confusing and I've heard (but not found) specifics on a penalty if you don't pay estimated.  So, if I play the tax estimation game, and I believe I owe more than $1K plus the already paid withholding from my employer, is the penalty applied?  Should I write a check for what I think I owe before Jan 15, 2020 and then sort it out when all the tax forms are received when I file?