Thank you for your quick response.
If I drop my non-HDHP coverage for her by 12/1/2020, then she is eligible to contribute to an HSA for all of 2020? Is that what I'm hearing?
If so, then that loop hole works for us because she turns 26 in November and will no longer be covered on my plan.
If that is not the case, then I will advise her to not contribute to her HSA until after her birthday.
Thanks you - Paula
