can we go back to the original post? Are we mixing terminology for a 'contribution' and a 'conversion'?
The contribution is subject to the MAGI of $193,000 (new money going into a ROTH)
But
the 'conversion' of money already in a Traditional IRA to a Roth IRA has no limit; you could convert the whole ball of wax in one year, no matter how big it is, if you wanted to.
@jamesrath1970 - are you trying to do both a conversion and a contribution? or were you mixing terms inadvertently?
