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YES. Last year we received more than $6000 in federal and state refunds. This year we owe feds almost $800 and state refund went from $1440 to $280. This with me claiming ZERO deductions at work. Granted, I had a little more 1099 side income this year than last, and my spouse started working and knocked us just into the bottom of the next tax bracket up, but a $6000+ drop is clearly the result of something else (i.e., "tax cuts"). And mortgage interest is meaningless now. Now need to file a new W-4 with my employer asking them to withhold additional tax each paycheck. First time in my life I'd had to do this.