Would anything offset needing to pay back the full amount of APTC received if annual income ended up being above the qualifying range for getting any APTC? Sorry ... the credit is based on an annual income... so if you believe your income estimate will be too high for the credit then you will will have to repay it on the tax return.
Would the employer health insurance I get in the second half of the year somehow offset the amount received as an APTC in the first half of the year? A health insurance salesman seemed to allude to this. Is that all nonsense? That is nonsense. There is only an exception for folks who get married during the year.
Also, is there a maximum cap on APTC repayments at tax time, as TurboTax help seemed to allude to (but did not elaborate on?) This situation is complicated ... https://www.cbpp.org/research/health/threat-of-tax-credit-repayment-would-reduce-coverage-put-many-families-at-financial
