Thank you for the quick response to my question. I definitely plan to talk to the insurance company as to the continuation of payments, but I'm also wondering about it from the perspective of the IRS in regards to tax free status. If you are on LTD and no longer paying premiums (and the insurance company pays distributions monthly), are your LTD distributions still tax free if you are not paying premiums anymore? I'm assuming so, but I can't find anything anywhere that mentions this once you are on LTD. I only can find documentation about prior to LTD being taken.
