Get your taxes done using TurboTax

If that was the case then *your* bank would also not accept it for the same reason.   (They wait for any such time period to pass before you can touch the many and so can anyone else.)

 

If that is the case then your parent should open a us bank account but you should not be the middleman in such a large transaction.   There could be legal issues so ask a qualified attorney.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**