Katherine: Similar question: My Hartford LTD policy is post tax benefits (meaning i currently dont pay tax on Hartford LTD payouts). I was approved for SSDi in August and SSDi will be sending a 3 year lump sum in excess of 100,000....which i have to pay straight to Hartford. Is there some deduction or credit available to me or am i stuck with an unexpected 20k+ tax bill (which i cant pay). I'm really stressed out as i have to elect whether or not to withold by the end of the week from the SSD and I dont know if i should try and with hold (and risk the wrath of Hartford) or rely have to somehow pay the IRS for a benefit i did not really receive later next year. Thanks so much for any help.
