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Fantastic.  Thanks for the follow up and all the help!

 

It looks like you're not talking about a lot of money, maybe 1 or 2 contributions too many....

 

Yep! After looking at records, there is only one partial deposit that made it into the HSA after this happened.

So it definitely not a bunch of money.  And now with your helps I know it can be sorted relatively simply. 

 

I'll probably just do the "HSA interview" route, like you suggested.