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thank you, i just filed,  i will call my financial advisor and make adjustments, my mom passed away in 2016, things got complicated but its filed now and I can always make the correction.   I think we did not contribute to a roth due to the financial restriction, but for the life of me I could not find out that info on my financial site, i called them in April now wondering if it got done. So now I will just have to fix the ROTH or IRA thing, but someone else said that should not affect my refund.  Thanks so much for responding