5/2014 my mom purchased the home for me for $310k. She put some repairs in and I bought it from her 6/2019 for $340k. The only reason it took so long for me to purchase was because I couldn’t qualify for the mortgage myself. And I needed to pay her back for repairs therefore we had to do a new purchase instead of a refinance and also didn’t want to wait the 6 months to put me on to title and take her off. I was paying through her the mortgage, property taxes and insurance. I’ve been the one living in the home for 5 years. In the beg I was paying the mortgage and property taxes directly then it was just easier for me to pay her monthly and for her to pay it direct because since it was her credit on the line she wanted it in autopay with her account. House is worth $525k-550k
