We asked this question of the old HSA provider and we're told there's no way to add to his account other than as a contribution. If you think about it, that seems to be how most/all retirement account custodians handle our accounts - they have to deduct any fees (maintenance, closing, etc) from the retirement accounts themselves - which I agree, is not fair.
Anyway, the problem is we won't know what the old HSA provider will declare on the 1099-SA as distribution until next year. So we'll just have to rollover the NET, and if they declare the GROSS, we'll have to apply the $25 to an older expense. Can we apply it to my medical expense, even though it's my husband's HSA?
